Finance FAQ

 

 Finance applications can be completed in-store or can arranged over the phone and sent via email to sign.

For all orders, the minimum value of the purchase must be £1000, and you will have the option to borrow up to £25,000. A 10% deposit is payable at time of order. The balance of the purchase is spread over an agreed number of months. The number of months permitted is dependent upon the value of the purchase.

We offer a few simple finance options to help you spread the cost of your purchases:

Interest Free Credit
12 months interest free finance on orders of £1000 and above

24 months interest free finance on orders of £1000 and above

Interest Bearing Credit
36 months finance on orders of £1000 and above at APR 9.9%
48 months finance on orders of £1000 and above at APR 9.9%

 

Within minutes of your application being approved, you will be presented with the options to either e-sign or print and return your finance agreement.

If you choose to e-sign your agreement, a PDF of your agreement will be displayed on screen. You should read the agreement carefully before clicking all the relevant sections agreeing to its terms.

Once you have agreed to the terms of the finance agreement Frasers of Ellon will be notified and you need do nothing more.

Note that products will not be allocated to your order until your completed and signed agreement is returned and received by Novuna Personal Finance.

 

Are you eligable?

You must be a UK resident
You need to be aged 21 or over
You must have a bank or building society account
You must be in permanent paid employment or retired with a pension
You must have a good credit history
If you require any further information about finance, please call 01358 720363.

 

Credit subject to status and affordability. Terms & Conditions Apply. Frasers of Ellon is a credit broker and is Authorised and Regulated by the Financial Conduct Authority.

Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC,  authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk